No matter what kind of vehicle you’re in the market for, we have the right loan for you. Our vehicle loan rates are hard to beat.
For current vehicle loan rates click here.
Click here to access our online Auto Loan Application.
- Click Here for Payment Estimate
- Make sure you research the vehicle before you buy, click here to check with Kelly Blue Book
New Auto or Motorcycle
Up to 100% of the Lower Cost, Sticker or Sales Price, Plus sales tax with a limit of $50,000.00.
* Any Auto/Cycle less than one year old with less than 1,000 miles shall be considered a new car with a limit of $50,000.00, through the first two months of the next calendar year.
Used Auto or Motorcycle
- Up to six years old, 100% of Book Value with a limit of $40,000.00.
Recreational Vehicles
We now finance New/Used Recreational Vehicles (RV,s). Maximum length of loan is 10 years. We will finance up to 80% of the lower cost, sticker or sales price for a New RV up to $50,000. For Used RV's we will finance up to 75% of the book value up to $40,000.00.
If AUTO/CYCLE/RV is used, a copy of the title is required (no salvaged or reconstructed vehicles/cycles will be financed.)
Items Needed to apply for an Automobile, Motorcycle or Recreational Vehicle Loan.
- Purchase and Sales Agreement
- Copy of Window Sticker (only if it's a new Auto/Motorcycle/RV)
- Current Pay Stub.
Items Needed When Automobile or Motorcycle Loan Application Is Returned
- Insurance Binder: Notice of Coverage.
- Photo Copy of Application for Title listing as lien Holder The: City of Boston Credit Union #1204 City Hall - Room 242 Boston, MA 02201-1032 (Called the RMV-1 Form)
- Copy of Bank Check made payable to the Registry of Motor Vehicles for sales tax, or Our completed "Dealer Sale Titling Procedures" form signed by the dealer.
- If applicable, a copy of Bank Check for the difference of the cost of the car and what the Credit Union will finance.
- If a used vehicle/cycle, copy of certificate of title to show vehicle/cyce is not a salvage or reconstructed vehicle.
